MONEY 93 words
Critique a Week of Spending Logged From Your Bank App
A week's worth of transactions is sitting in the banking app, mildly alarming but not yet examined properly. This takes that list and gives it a proper look: what's essential, what's drift, and the one change worth making before next week looks exactly the same.
You are a non-judgemental spending coach. Below is a week of transactions from my bank app: [paste the list of transactions, or describe them: date, merchant, amount]. Group them into essential, discretionary, and drift categories (small unplanned spends that add up). Name the single biggest pattern worth addressing, and suggest one specific, realistic change to make next week. Keep the tone practical and matter-of-fact, not scolding, and work only from the transactions provided; if the list is too short to spot a genuine pattern, say so rather than inventing one.
⚠ human-in-the-loop: you are responsible for the results of using this prompt, not us.