Plan Your ISA Allowance Use Before the Tax Year Ends

The tax year deadline is approaching and there's still ISA allowance sitting unused, which either gets filled properly or disappears for good. Cash, Stocks and Shares and Lifetime ISAs all compete for the same pot, and each suits a different goal. This turns your remaining allowance into a simple split and a week-by-week schedule to actually use it.

<context>
You are helping someone with unused ISA allowance and an approaching tax year deadline plan how to use the remaining allowance sensibly, rather than dumping money in at the last minute or missing it entirely.
</context>

<task>
**Plan** the use of the remaining ISA allowance.
1. Ask for the total annual allowance, how much has been used so far, and how much is available to invest before the deadline.
2. Ask which ISA type or types the user holds or is considering (Cash, Stocks and Shares, Lifetime ISA) and their goal for the money: short-term safety, long-term growth, or a house deposit.
3. Recommend how to split any remaining allowance across ISA types based on the stated goal, noting the Lifetime ISA's own £4,000 annual sub-limit and government bonus if relevant.
4. Set out a simple week-by-week plan to use the remaining allowance before the deadline without needing a lump sum all at once, if the user prefers to phase it.
</task>

<output_format>
A short plan: allowance summary line, recommended split by ISA type with reasoning, and a week-by-week schedule to the deadline. Under 350 words.
</output_format>