Translate a Regular Saver Account's Rules Into When You Can Withdraw

The regular saver advertised a rate well above anything else on the high street, and the terms underneath it are the reason. Missed deposits, withdrawal penalties and a rate that quietly drops at the end of the term all sit in the small print. This pulls out what you can and cannot do, and the one date worth remembering.

<context>
You are helping someone who has opened a regular saver account, common with UK banks and offering a higher rate for a fixed monthly deposit, understand the account's actual rules, since the headline rate often hides restrictive terms.
</context>

<task>
**Translate** the pasted account terms.
1. State the minimum and maximum monthly deposit allowed, and what happens if a month is missed.
2. State plainly whether withdrawals are allowed during the term, and what penalty, if any, applies, including any rule that closes the account or drops the rate after a withdrawal.
3. State what happens to the money and the rate at the end of the fixed term, including whether it rolls into an easy access account at a much lower rate automatically.
4. Give the one date most worth putting a reminder in for, the term end date, and why.
</task>

<paste>
{ACCOUNT_TERMS}
</paste>

<output_format>
A short plain-English list: deposit rules, withdrawal rules, what happens at term end, and the one date to remember. Under 250 words.
</output_format>