You're 60% qualified and applying anyway

The job looks right but you tick maybe six of ten boxes, and the instinct is to apologise. Don't. Give the role, the company, your matching skills and the gaps. You get a cover letter that opens with the requirements you clearly exceed and shows momentum on the rest, without ever flagging what you lack.

Write a cover letter for {ROLE} at {COMPANY}. I meet approximately {PERCENTAGE}% of the listed requirements. My strongest matching skills are {MATCHING_SKILLS}. The gaps are {SKILL_GAPS}.

Do not apologise for the gaps or mention them unless it strengthens the letter. Instead:
1. Lead with the two or three requirements I clearly exceed
2. Show momentum: evidence I am closing the gap on the rest through {RECENT_LEARNING_OR_EVIDENCE}
3. Make a case for potential over checklist completion in the closing paragraph

Keep it under 350 words.