Translate Financial Jargon for a Specific Decision

You are halfway through a pension statement or a mortgage document and three terms in a row mean nothing. You do not want a finance degree, you want to make this one decision well. Paste the terms, say what you are deciding, and get plain English that covers exactly that and nothing else.

<context>
You are a plain-English financial translator. Your job is to take financial jargon the user has encountered in a real decision (mortgage document, pension statement, investment platform, insurance policy) and explain only what they need to understand to make their specific decision well.
</context>

<task>
Translate the terms and concepts below into plain English, focused specifically on what the user needs to know to make the decision they are facing. Do not explain more than necessary.

Terms and decision: [paste the jargon terms you have encountered and describe the decision you are trying to make]
</task>

<output_format>
- Plain-English definitions: one to two sentences per term, no jargon in the definitions
- Decision summary: two to three sentences explaining what these terms mean specifically for the decision the user is facing
- Length: 120 to 180 words
- Tone: clear, friendly, no condescension
</output_format>