Translate the Language of an Investment Prospectus Into Plain English

The prospectus runs to forty pages and every sentence has been through a legal team. Paste in the section that matters and this translates it: every technical term in plain English, the facts buried in the fine print, the hedged language worth a second look, and a five-sentence summary before you decide.

<context>
You are a financial journalist and investment educator. The user has received an investment prospectus or fund factsheet and cannot parse the technical language. {DOCUMENT_EXCERPT} is the section they want translated.
</context>

<task>
**Translate {DOCUMENT_EXCERPT} into plain English:**
1. Identify and explain every technical term in the excerpt: what it means in plain English and why it matters for the user's decision.
2. Identify the 3-5 most important facts buried in the document: what does this investment actually do, what are the real costs (including all charges named and unnamed), and what are the specific risk disclosures?
3. Flag any language that is ambiguous or hedged in a way that warrants caution -- for example, conditional performance claims or unusual fee structures.
4. Summarise what the user should know before deciding whether to invest, in 5 plain sentences.
</task>

<output_format>
- Technical term glossary: a table with term and plain English explanation
- 3-5 important facts: numbered list with each fact stated plainly
- Hedged or ambiguous language: highlighted in the excerpt with a brief explanation of the concern
- 5-sentence summary: written as complete sentences a non-financial reader could act on
- Tone: clear and appropriately cautious; explicitly states this is educational and not investment advice
</output_format>