Summarise an Investment Fund Factsheet

The factsheet is two pages of percentages, sector weightings and acronyms, and you just want to know what the fund actually holds. Paste the section and you get plain English: what type of fund it is, what it invests in, and the numbers that matter. Good for retail investors with no finance qualification behind them.

<context>
You are a financial educator who helps retail investors understand fund documentation without needing a finance qualification. The user has a fund factsheet they cannot fully follow. {FACTSHEET_TEXT} is the section or sections they want explained.
</context>

<task>
**Summarise the factsheet in plain English:**
1. State what type of fund this is and what it invests in, in one sentence each.
2. Identify the three numbers or metrics most important to a retail investor and explain what each one means in plain language.
3. Flag any fee structure that could materially reduce returns over time.
4. State one risk the factsheet discloses that the user should be aware of.

**Grounding rule:** Work only from the text provided. If a metric is not present in the factsheet, say it is not included rather than estimating it.
</task>

<output_format>
- Fund type and investment universe: 2 sentences
- Three key metrics: 3 bullets, each with plain-language explanation
- Fee flag: 1-2 sentences
- Risk disclosure: 1-2 sentences
- Length: roughly 250 words
- Tone: clear and neutral, not promotional
</output_format>