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Money prompts

Budgets, debt, ISAs, the spreadsheet you keep meaning to open.

• money Explain What Equity Release Is and Whether It Is Worth Considering

  Understand what equity release actually involves before deciding whether to explore it.

• money Decide Whether to Remortgage Now or Wait

  Work out whether remortgaging now makes financial sense or whether waiting is cheaper.

• money Explain How to Read a Balance Sheet

  Learn to read a balance sheet so you understand what it is actually telling you about a business.

• money Summarise What Your Spending Habits Reveal About Your Priorities

  Find out whether where your money actually goes matches what you say you care about.

• money Compare Self-Managed Versus Managed Investment Portfolios

  Choose between managing your own investments and using a managed service based on what it actually requires.

• money Translate a Fund Factsheet Into a Plain-English Investment Summary

  Read a fund factsheet in plain English before you put your money in it.

• money Decide Whether to Take an Early Pension Withdrawal

  Understand what an early pension withdrawal actually costs before you make it.

• money Translate a Private Equity or Venture Capital Term Sheet Into Plain English

  Read your term sheet in plain English before your solicitor explains what you agreed to.

• money Summarise the Practical Implications of a New Relationship for Your Finances

  Understand the financial implications of a serious relationship before you are in the middle of them.

• money Explain How a Deferred State Pension Works

  Understand whether deferring your state pension is worth it for your specific situation.

• life Decide What to Do With a Property You Have Inherited

  Think through what to do with an inherited property before anyone pressures you into a quick decision.

• money Decide Whether to Accept Equity in a Job Offer

  Understand what the startup equity in your job offer is actually worth before it influences your decision.

• work Decide Whether to Raise Prices for Existing Clients

  Stop undercharging by making the price increase decision with evidence rather than fear.

• money Explain How Auto-Enrolment Pension Works for a New Employee

  Understand your auto-enrolment pension before you accidentally opt out of free money.

• money Explain What Inheritance Tax Is and When It Applies

  Find out whether inheritance tax is something your estate will actually have to deal with.

• life Plan a Year of Intentional Travel on a Limited Budget

  Plan a year of travel that fits your budget and leave allowance without defaulting to the obvious.

• money Summarise Your Annual Budget Versus What Actually Happened

  Find out what your budget actually looked like versus what you planned at the start of the year.

• money Compare Paying Into a Pension Versus Overpaying a Mortgage

  Work out whether extra money should go into the pension or onto the mortgage.

• money Explain the Difference Between an Insurance Claim and an Excess

  Work out whether it is worth making an insurance claim before you do it.

• money Decide Whether to Consolidate Multiple Pensions Into One

  Work out whether consolidating your old pensions is worth it or a mistake.

• money Summarise the Fees and True Cost of an Investment Platform

  Find out what your investment platform actually costs you rather than what the headline says.

• money Reframe Your Relationship With Money After a Financial Setback

  Stop carrying the anxiety from a past financial setback into your present money decisions.

• money Explain the Difference Between Gross and Net Pay

  Understand why your take-home is less than your salary and what each deduction actually is.

• money Decide Whether to Take Freelance Work Alongside a Full-Time Job

  Work out whether the freelance opportunity is actually worth taking once you count all the costs.

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