Settlement on the fly because the party went sideways

Your party has gone somewhere you never prepped and you need a place to exist in about ten seconds. This spins up a village, town, or station with a name, three NPCs who each come with a hook, one rumour doing the rounds, and a shop holding one odd item. For game masters improvising on the night.

Settlement type: [village / town / station]. Vibe: [...]. Generate name, three NPCs with hooks, one rumour going around, and one shop with one weird item.