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Money prompts

Budgets, debt, ISAs, the spreadsheet you keep meaning to open.

• money Understand What an ISA Is Before the Tax Year Ends

  Understand ISAs well enough to do something about it before the deadline.

• money Understand How Equity in a Property Works Before You Use It

  Understand what your home equity is and what using it actually costs.

• money Work Out Whether Renting or Buying a Home Makes Financial Sense for You

  Compare renting and buying with the actual numbers rather than the cultural assumption.

• money Write a Subscription Audit That Actually Saves Money This Month

  Audit your subscriptions and find the ones you keep paying for and never use.

• money Decide What to Do With a Financial Windfall

  Work out what to actually do with a lump sum before inertia decides for you.

• money Get Clarity on How Your Company Pension Actually Works

  Understand how your workplace pension works before you stop thinking about it until 60.

• money Audit Your Subscriptions and Work Out What to Cut

  Find out how much you spend on subscriptions and which ones are actually worth it.

• money Work Out If Renting Out a Room Covers What You Think It Will

  Work out what renting a room will actually earn you after tax and costs.

• money Compare Two Debts and Work Out Which to Pay Off First

  See which debt to clear first based on actual maths rather than a rule of thumb.

• money Work Out If Your Side Hustle Is Worth the Time

  Calculate the true hourly rate of your side hustle and find out if it is worth it.

• money Choose a Debt Payoff Strategy That You Will Stick To

  Pick a debt payoff strategy based on your specific debts, not the general rule.

• money Do a Proper Expense Audit on What You Spend in a Month

  Find out where your money actually went this month rather than where you think it went.

• life Build a Budget That Actually Reflects How You Live

  Build a monthly budget based on how you actually spend rather than how you plan to.

• money Calculate Whether Buying or Renting Makes More Sense Right Now

  Work through the buy-versus-rent calculation before the estate agent does it for you.

• money Set a Savings Goal and Build a Realistic Plan to Reach It

  Set a specific savings goal with a realistic plan and the automation to make it happen.

• money Understand Your Investment Options Before You Put Money In

  Compare two investment options clearly before you decide where to put your money.

• money Make the Most of Your Employee Benefits Before the Tax Year Ends

  Use your employee benefits properly before you leave real money unclaimed.

• money Understand the Pension You Have and Whether It Is Enough

  Find out how your workplace pension works and whether you are on track.

• money Compare Two Major Financial Options You Are Weighing Up

  Compare two financial paths side by side before you commit to one of them.

• money Understand Your Credit Score and How to Improve It in the UK

  Understand what your UK credit score actually is and the actions that genuinely improve it.

• money Compare Two Big Financial Decisions Side by Side

  Compare two significant financial decisions against each other using your specific numbers.

• money Plan a Career Move That Does Not Tank Your Finances

  Plan the financial side of a career change so the money situation does not end the experiment.

• money Build a Three-Month Emergency Fund When You Have Almost Nothing to Start With

  Build an emergency fund from a standing start with a first target that is actually achievable.

• money Understand Your Pension Without Falling Asleep Reading the Literature

  Understand your pension well enough to know if it is going to be enough.

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